Portfolio Manager
other jobs KFS Recruitment
Added before 17 Days
- England,London
- full-time
- £55,000 - £60,000 per annum
Job Description:
Loan Portfolio Manager
London
Hybrid
We are working with a small team of ambitious, passionate, and committed people who have come together to make their shared purpose a reality - to help build better futures for the communities that need it most. One that makes a difference, is empathetic, fair and creates opportunities for everyone.
In this new and exciting role you will use your extensive experience, in similar roles, to manage the increasing loan portfolio of bespoke property-backed loans including Buy to Let, Investment Loans/Commercial Mortgages and Bridging facilities.
Responsibilities:
* Ensure all loans are fully performing and achieve a satisfactory redemption by tracking loan performance and raising early warning signs or opportunities within the loan portfolio.
* Assist with redemption strategies, reporting of key performance metrics and commercial decisioning within the role.
* Continuous monitoring of loan performance & interest collection (arrears), ensuring loans are compliant with their contractual agreements, preparing reports for senior management, undertaking audits of data quality and being a point of contact for Customers throughout the life of a loan.
* Assist the risk and front-line relationship teams throughout the Collections process to ensure customers supported appropriately and Business Support Policy is followed.
* Using your experience to manage Watch and Recovery customer relationships whilst demonstrating a range of recovery and restructuring techniques across the portfolio to reduce risks and realign portfolios to risk appetite.
* Working collaboratively and constructively with others in risk and front-line relationship teams to ensure mutual satisfaction and continued growth whilst able to demonstrate independence.
* Continual implementation, maintaining and improving relevant systems & Policies.
Skills and experience:
* Property loan servicing and management.
* Highly organised with an excellent attention to detail and comfortable communicating with Customers on all loan-related matters including those in distressed circumstances.
* Understanding credit risk, collections and workout activities across financial services and specialist property banking.
* Working in a team with the ability to influence outcomes.
* Good awareness of regulatory frameworks including Conduct and Compliance requirements.
* Proven analytical skills with a strong working knowledge of risk control systems, processes and reporting.
* Evidence of the ability to communicate effectively and support both risk and front-line relationship teams.
* Evidence of balanced and independent judgement with a proven ability to drive change.
* Strong financial acumen and expertise in project finance, risk management, and financial modelling, Loan & Debt servicing.
* Ability to multitask and prioritise projects.
Benefits:
* 8% company pension contribution and 3% individual contribution (which you can opt to increase)
* 30 days holiday every year - which includes your birthday off + bank holidays on top
* Work from Anywhere - for four weeks of the year you can work from anywhere worldwide
* Flexible working - you ’own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.
* Top tier private medical cover with WPA - includes no excess + you can add family through salary sacrifice
* Death in service at 4 x base salary with Aviva
* Mental health support - through a helpline and counselling sessions
* Enhanced maternity, paternity and adoption leave
* Various surprise and delight moments throughout the year to help build team connection
What else do I need to know?
Location: London Based - Hybrid
Salary: £50,000 to £60,000 per annum depending on experience
Hours: 35 hrs per week
London
Hybrid
We are working with a small team of ambitious, passionate, and committed people who have come together to make their shared purpose a reality - to help build better futures for the communities that need it most. One that makes a difference, is empathetic, fair and creates opportunities for everyone.
In this new and exciting role you will use your extensive experience, in similar roles, to manage the increasing loan portfolio of bespoke property-backed loans including Buy to Let, Investment Loans/Commercial Mortgages and Bridging facilities.
Responsibilities:
* Ensure all loans are fully performing and achieve a satisfactory redemption by tracking loan performance and raising early warning signs or opportunities within the loan portfolio.
* Assist with redemption strategies, reporting of key performance metrics and commercial decisioning within the role.
* Continuous monitoring of loan performance & interest collection (arrears), ensuring loans are compliant with their contractual agreements, preparing reports for senior management, undertaking audits of data quality and being a point of contact for Customers throughout the life of a loan.
* Assist the risk and front-line relationship teams throughout the Collections process to ensure customers supported appropriately and Business Support Policy is followed.
* Using your experience to manage Watch and Recovery customer relationships whilst demonstrating a range of recovery and restructuring techniques across the portfolio to reduce risks and realign portfolios to risk appetite.
* Working collaboratively and constructively with others in risk and front-line relationship teams to ensure mutual satisfaction and continued growth whilst able to demonstrate independence.
* Continual implementation, maintaining and improving relevant systems & Policies.
Skills and experience:
* Property loan servicing and management.
* Highly organised with an excellent attention to detail and comfortable communicating with Customers on all loan-related matters including those in distressed circumstances.
* Understanding credit risk, collections and workout activities across financial services and specialist property banking.
* Working in a team with the ability to influence outcomes.
* Good awareness of regulatory frameworks including Conduct and Compliance requirements.
* Proven analytical skills with a strong working knowledge of risk control systems, processes and reporting.
* Evidence of the ability to communicate effectively and support both risk and front-line relationship teams.
* Evidence of balanced and independent judgement with a proven ability to drive change.
* Strong financial acumen and expertise in project finance, risk management, and financial modelling, Loan & Debt servicing.
* Ability to multitask and prioritise projects.
Benefits:
* 8% company pension contribution and 3% individual contribution (which you can opt to increase)
* 30 days holiday every year - which includes your birthday off + bank holidays on top
* Work from Anywhere - for four weeks of the year you can work from anywhere worldwide
* Flexible working - you ’own the way you work’ and we are proud to have been recognised as being one of the top 100 most flexible companies to work for in the world.
* Top tier private medical cover with WPA - includes no excess + you can add family through salary sacrifice
* Death in service at 4 x base salary with Aviva
* Mental health support - through a helpline and counselling sessions
* Enhanced maternity, paternity and adoption leave
* Various surprise and delight moments throughout the year to help build team connection
What else do I need to know?
Location: London Based - Hybrid
Salary: £50,000 to £60,000 per annum depending on experience
Hours: 35 hrs per week
Job number 1293007
metapel
Company Details:
KFS Recruitment
KFS began its journey in January 2016. After working in the Financial Services Recruitment sector for 10 years, Kerry Stephens realised it was time to...