Credit Analyst with a Loan Admin understanding
other jobs cer Financial Ltd
Added before 78 Days
- England,London,City of London
- full-time
- £50,000 per annum
Job Description:
Credit Analyst with a Loan Admin understanding
City of London
Permanent
Up to £50k
cer Financial are working alongside a warm service led International bank who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis. It’s a small bank so the candidate needs to have a good working knowledge of the loans admin space
The Responsibilities of a Credit Analyst Will Include:
Credit:
* Analyse the financial accounts and audited reports including, balance sheets, profit, loss accounts and cash flow analysis.
* Preparation of credit application for lending proposals.
* Preparation of country reports, market sector information and industry analysis.
* Analysis of Banks and Financial Institutions for approving limits for Trade Finance and Treasury Department.
* Participate in meetings assisting in obtaining, checking and completion of loan documentation including security aspects.
* Undertake periodic reviews of all loan facilities outstanding in Bank’s books.
* Alert management to negative developments and trends.
* Present a balanced recommendation, highlighting the strength of the application and whether the role holder would support the application or what risk mitigant’s should be sought to enable Management to reach a decision.
* Annual reviews of existing facilities, including amendments and periodic reviews of all loan facilities.
* Analyse a Financial Institution.
* Prepare analysis in support of Trade Finance.
* Ensure commitments are correctly recorded in the system.
* Monitor all credit / loan facility files.
* Deputising for Credit Manager at Credit Committee. This will include minute taking and close liaison with other departments within the bank.
Loans:
* Establishing full records in the appropriate sections of the Bank’s books for all information pertaining to facilities which include: on and off balance sheets, current balance, availability/drawdown period, interest and principal rollover dates and receipt of financial information etc.
* Where PIB is the lead arranger in a club/syndicated deal: to fix interest rates and interest periods and advice to borrowers and syndicate members. Also, make claims for payment, interest and fees/commission are received and posted in the Bank’s books.
* Maintaining the admin section of Credit File.
* Preparing Exposure Reports and Schedules.
* Review and advise any breach of Financial Covenants and to follow up with the borrowers and charge default interest.
City of London
Permanent
Up to £50k
cer Financial are working alongside a warm service led International bank who are based in the City of London. They are seeking a Credit Analyst to work with them on a permanent basis. It’s a small bank so the candidate needs to have a good working knowledge of the loans admin space
The Responsibilities of a Credit Analyst Will Include:
Credit:
* Analyse the financial accounts and audited reports including, balance sheets, profit, loss accounts and cash flow analysis.
* Preparation of credit application for lending proposals.
* Preparation of country reports, market sector information and industry analysis.
* Analysis of Banks and Financial Institutions for approving limits for Trade Finance and Treasury Department.
* Participate in meetings assisting in obtaining, checking and completion of loan documentation including security aspects.
* Undertake periodic reviews of all loan facilities outstanding in Bank’s books.
* Alert management to negative developments and trends.
* Present a balanced recommendation, highlighting the strength of the application and whether the role holder would support the application or what risk mitigant’s should be sought to enable Management to reach a decision.
* Annual reviews of existing facilities, including amendments and periodic reviews of all loan facilities.
* Analyse a Financial Institution.
* Prepare analysis in support of Trade Finance.
* Ensure commitments are correctly recorded in the system.
* Monitor all credit / loan facility files.
* Deputising for Credit Manager at Credit Committee. This will include minute taking and close liaison with other departments within the bank.
Loans:
* Establishing full records in the appropriate sections of the Bank’s books for all information pertaining to facilities which include: on and off balance sheets, current balance, availability/drawdown period, interest and principal rollover dates and receipt of financial information etc.
* Where PIB is the lead arranger in a club/syndicated deal: to fix interest rates and interest periods and advice to borrowers and syndicate members. Also, make claims for payment, interest and fees/commission are received and posted in the Bank’s books.
* Maintaining the admin section of Credit File.
* Preparing Exposure Reports and Schedules.
* Review and advise any breach of Financial Covenants and to follow up with the borrowers and charge default interest.
Job number 1403339
metapel
Company Details:
cer Financial Ltd
Company size: 10–19 employees
Industry: Recruitment Consultancy
cer Financial are a true financial services consultancy. We work with a large cross section of Banks, Asset Managers, Brokers, Insurers and Financial ...