Job Title: Risk and Governance Underwriter
Target Start Date: ASAP
Contract Type: Permanent, Full Time, Part Time
Salary Range: £35,000 - £40,000
Location: Eastleigh, Bournemouth, Gloucester - Hybrid

Closing Date for applications: Wednesday31st July



Risk and Governance Underwriter
: To support Ageas’ day-to-day oversight and governance, ensuring fair value is present end-to-end across all of our products.
The jobholder will be key to the completion of robust product and distributor governance, working with the Senior Risk & Governance Underwriters, and other Risk & Governance Underwriters, on regular and ad-hoc regulatory tasks.

Main Responsibilities as a Risk and Governance Underwriter
:
* Contributing to the robust oversight of Ageas’ products and the value they offer to our customers. This oversight will need to cover how products are designed, how they operate and are utilised, and how they are distributed to customers. You will be involved in data collection, cleansing, and analysis, and skills in these tasks will therefore need to be strong.  As such you will be heavily involved in the creation and completion of robust and well evidenced fair value assessments at all stages of a product’s lifecycle (which will encompass new product approval, significant change approval, and in-life review). These will need to be completed at a total product level, but also for individual cohorts of customers as appropriate.
* Contributing to overall reporting, ensuring your areas of focus are added to, and compliment, a holistic view of products and distribution. Concerns should be called out at all stages.
* Involvement in recommending appropriate actions to address (and potentially redress) concerns and improve customer outcomes. Actions may be internal, external, or a combination of the two, and can be investigative, corrective, or preventative in nature.
* Supporting the completion of other regular and ad-hoc regulatory tasks (including, but not limited to, MID compliance).
*  Supporting (or leading) on the management of Risk Events and UW operational risks, as appropriate.
* Deputising for the Senior Risk & Governance Underwriters, and supporting the Underwriting Risk & Governance Manager, and Head of Technical Delivery & Governance, as appropriate.
Skills and experience you need as a Risk and Governance Underwriter:

* The jobholder requires a good degree of numeracy with a strong ability to analyse and interpret complex data.
*  Strong verbal and written communication skills are required.
* Knowledge of Microsoft Word and PowerPoint to intermediate level, alongside strong Excel skills.
Here are some of the benefits you can enjoy within the Risk and Governance Underwriter role: 

At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer
 status in the UK.
Flexible Working
 - Smart Working @ Ageas gives employees flexibility around location (as long as it’s within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares . We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days.
Supporting your Health
 – Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities – Yoga, Mindfulness.
Supporting your Wealth
 – Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans.
Supporting you at Work
 - Well-being activities, yoga, mindfulness sessions, Sports and Social Club events and more.
Supporting you and your Family
 – Maternity/pregnant parent/primary adopter entitlement of 16 weeks’ at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks’ full pay.
Benefits for Them
 – Partner Life Assurance and Critical Illness cover
Getting Around
 – Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover
Get some Tech
 – Deals on various gadgets including Wearables, Tablets and Laptops.
Supporting you back to work
 - Return to work programme after maternity leave
About Ageas:

We’re one of the largest car and home insurers in the UK. Our people help Ageas to be a thriving, creative and innovative place to work, which is echoed in the service we provide to over four million customers.
As an inclusive employer, we encourage anyone to apply. We’re a signatory of the Race at Work Charter
 and Women in Finance Charter
, a Stonewall
 diversity champion and a Disability Confident Employer
 (which means interviews are guaranteed for applicants with a disability who meet the minimum role criteria). For more information please see Ageas Everyone.
Our aim is to have great people everywhere in our business and we’re always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we’re open to discussing flexible working, including full-time, part-time or job share
 arrangements.
To find out more about Ageas, see About Us.
Want to be part of a Winning Team? Come and join Ageas.

Click on the ’Apply button’ to be considered for our Risk and Governance Underwriter opportunity at Ageas.