A London based Bank who offer Hybrid working and excellent benefits currently seek a Fund Financing specialist from a bank with experience in originating and executing Subscription Credit Facilities
JOB PURPOSE
* Develop and Oversee SCF Portfolio: Build and manage the subscription credit facility (SCF) portfolio in alignment with branch policy. Coordinate with department members to ensure adherence to credit quality and investment standards, including comprehensive risk analysis, continuous monitoring, meticulous documentation, and effective negotiation with counterparties.
* Oversee internal application processes and ensure smooth execution.
* Support Senior Management: Collaborate with and assist the senior management team in establishing and maintaining an efficient and robust credit portfolio management system.
* Provide insights and strategies to optimize credit operations and maintain high standards of performance.
* Business Expansion: Proactively identify and pursue opportunities for business growth. Work closely with senior team members to develop and implement strategies aimed at expanding the branch’s credit portfolio and enhancing overall business performance.
KEY RESPONSIBILITIES
* Deal Origination: Proactively source and originate new SCF deals, leveraging industry contacts and market insights to identify potential opportunities.
* Deal Execution: Lead the execution of SCFs, including detailed financial analysis, credit memo preparation, and presenting proposals to credit committees.
* Legal Negotiation: Manage and negotiate legal documentation for SCFs, collaborating closely with internal and external legal counsel to ensure terms and conditions align with both client and bank requirements.
* Risk Monitoring and Management: Monitor and manage the risk of each investment and the overall portfolio on an ongoing basis, producing periodic review reports to ensure risk mitigation and portfolio health.
* Crisis Management: Take necessary measures to protect the value of loans and investments when difficulties arise, implementing strategic solutions to safeguard portfolio integrity.
* Operational Excellence: Maintain and improve the level of operation and internal control within the department, addressing internal/external audit and compliance issues promptly and effectively.
* Client Relationship Management: Build and maintain strong relationships with clients, acting as the primary point of contact for all credit-related matters.
* Market and Industry Research: Stay informed about market trends, regulatory changes, and industry developments to provide strategic insights and maintain a competitive edge in structuring credit facilities.
* Additional Duties: Carry out other duties as requested by the Head of the Department, contributing to the overall success and efficiency of the team.
ESSENTIAL QUALIFICATIONS AND EXPERIENCE
* 2-4 years at banks originating and executing Subscription Credit Facilities
* Proven legal documentation negotiation skills
* Extensive credit analysis and client due diligence skills