The role:
We are currently working exclusively with a successful financial services business who wish to appoint a Senior Underwriter. Reporting to Head of Underwriting the role of Senior Underwriter will play a business critical role in assessing short-term mortgage applications to make informed lending decisions. Further responsibilities include…
* Review & assess short-term mortgage applications with a focus on specialist lending, bridging (regulated and non-regulated), development and commercial loans
* Analyse all information to assess risk levels
* Apply established underwriting guidelines and procedures to evaluate applications
* Identify the potential risks and challenges with applications and propose risk mitigation strategies
* Collaborate with internal stakeholders to ensure efficient decision making processes
* Stay updated on market trends and regulatory changes to inform underwriting decisions
The Company:
* A successful and award-winning financial services business. Hybrid and flexible working avaialable.
The Person:
* c5 years of relevant underwriting experience in specialist mortgage underwriting (e.g. BTL, bridging, commercial and/or development lending etc.)
* Regulatory and compliance knowledge related to banking and underwriting (KYC, AML etc.)
* Strong analytical skills and evaluating risk to make informed decisions
* Ability to solve problems with a strong attention to detail
* Excellent interpersonal skills with the ability to work with effectively with internal and external stakeholders
* A clear and concise communicator
Salary:
£50k - c£65k plus bonus, pension, health, 25 days, hybrid/flexible working