North of England Underwriter (Residential and Buy to Let Mortgages)
other jobs Montpellier Resourcing
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- England,North West,Greater Manchester
- full-time
- £40,000 - £50,000 per annum
Job Description:
Hybrid - focussed on the Northwest of England, Manchester and the surrounding areas
Up to £50,000 plus excellent bonus and benefits
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced property finance lending Underwriter to join a specialist Property Lending bank. Specializing in residential and buy to let mortgages, you will be responsible for packaging, underwriting and approving new mortgage applications for a variety of first and second stage and Buy to Let lending products.
Duties of the Underwriter (Residential and Buy to Let Mortgages) to include:
*Review and approve both residential and buy-to-let (BTL) mortgage applications.
*Underwrite and approve new mortgage applications for a variety of first / second change lending products.
*Efficiently manage an assigned pipeline of applications, ensuring smooth progression from submission to completion.
*Oversee new applications, manage incoming correspondence, and handle pre-submission inquiries within established service standards.
*Make informed lending decisions that align with Credit Risk Policy and individual authority levels.
*Evaluate applications holistically, considering the overall customer outcome and needs.
*Maintain adherence to internal underwriting policies and meet regulatory obligations, including FCA, PRA, Anti-Money Laundering, Financial Crime Prevention, and Data Protection.
*Engage with a pre-selected panel of Introducers to provide prompt, accurate, and consistent underwriting decisions.
*Support management by participating in project-based work and completing ad-hoc tasks as needed.
*Deliver quality underwriting decisions that foster performing loans and positive customer outcomes.
*Cultivate and sustain productive business relationships with an assigned group of Introducers.
Requirements for the successful Underwriting (Property Finance):
*Previous experience in underwriting, credit assessment or lending is essential and candidates should have experience with residential and Buy to Let mortgages.
*Experience working in a highly regulated environment
*Strong communication skills and ability to build relationships with introducers and / or external clients
*Candidates will ideally currently hold a lending mandate and will be CeMAP qualified
What’s in it for you:
*Private Medical Insurance
*26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
*Remote Working offering you the ability to balance your work and home life
*Excellent career development opportunities and sponsorship of relevant qualifications
*And MUCH MORE
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
Up to £50,000 plus excellent bonus and benefits
Due to exciting growth and expansion, a fantastic opportunity has arisen for an experienced property finance lending Underwriter to join a specialist Property Lending bank. Specializing in residential and buy to let mortgages, you will be responsible for packaging, underwriting and approving new mortgage applications for a variety of first and second stage and Buy to Let lending products.
Duties of the Underwriter (Residential and Buy to Let Mortgages) to include:
*Review and approve both residential and buy-to-let (BTL) mortgage applications.
*Underwrite and approve new mortgage applications for a variety of first / second change lending products.
*Efficiently manage an assigned pipeline of applications, ensuring smooth progression from submission to completion.
*Oversee new applications, manage incoming correspondence, and handle pre-submission inquiries within established service standards.
*Make informed lending decisions that align with Credit Risk Policy and individual authority levels.
*Evaluate applications holistically, considering the overall customer outcome and needs.
*Maintain adherence to internal underwriting policies and meet regulatory obligations, including FCA, PRA, Anti-Money Laundering, Financial Crime Prevention, and Data Protection.
*Engage with a pre-selected panel of Introducers to provide prompt, accurate, and consistent underwriting decisions.
*Support management by participating in project-based work and completing ad-hoc tasks as needed.
*Deliver quality underwriting decisions that foster performing loans and positive customer outcomes.
*Cultivate and sustain productive business relationships with an assigned group of Introducers.
Requirements for the successful Underwriting (Property Finance):
*Previous experience in underwriting, credit assessment or lending is essential and candidates should have experience with residential and Buy to Let mortgages.
*Experience working in a highly regulated environment
*Strong communication skills and ability to build relationships with introducers and / or external clients
*Candidates will ideally currently hold a lending mandate and will be CeMAP qualified
What’s in it for you:
*Private Medical Insurance
*26 days holiday with 2 wellbeing days and opportunity to purchase more annual leave
*Remote Working offering you the ability to balance your work and home life
*Excellent career development opportunities and sponsorship of relevant qualifications
*And MUCH MORE
This vacancy is being advertised by Montpellier Resourcing Associates Limited. The services advertised by Montpellier Resourcing Associates Limited are those of an Employment Agency.
Job number 1650394
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Company Details:
Montpellier Resourcing
The ethos behind the Montpellier brand is to create a boutique style offering encompassing a large company service with the added personal approach no...