We are currently working in partnership with a large national company based in Coventry, who are recruiting for a Credit Underwriter on a 12 month fixed term contract to cover maternity leave. The position is due to start in January, and the salary on offer is £38,000.
The successful candidate will join the Credit & Underwriting department and will ensure the timely management for all credit applications for private, SMEs and large corporate clients. The department also enforces and monitors the fraud prevention system, in accordance with local and Head Quarter policies.
Duties will include (but are not limited to):
*Assessing risks by manually underwriting dealer proposals in accordance with the company credit/underwriting policy rules
*Ensuring that the quality of underwriting decisions is in accordance with company tolerances and credit policy rule sets
*Undertaking the appropriate analysis of financial statements in order to assist in reaching timely and accurate conclusions on the Referral
*Ensuring the timely evaluation of credit requests up to £100,000 with escalation to Head of Credit if exceeded
*Ensuring Underwriting work and email queues are reviewed in accordance with agreed queue status review targets
Experience required:
*Minimum 3 years’ experience in an underwriting consumer credit or credit analyst position in financial services
*Experience in the automotive or consumer finance industry is advantageous
Skills, knowledge and expertise required:
*Awareness of regulatory requirements and of the FCA Handbook
*Proficient IT skills and competent user in Microsoft Office (Word, Excel)
*Minimum 3 years’ experience in an underwriting consumer credit or credit analyst position in financial services
Rewards and benefits:
*26 days holiday + bank holidays
*Pension
*2 x ECS vehicles
*Private medical insurance – single cover
Working hours:
*37 hours per week
*Monday – Friday, 9am-5pm
Please note that you require recent experience to apply for this role.
James Andrews is acting as an employment agency and business in relation to this role.
At James Andrews Recruitment Solutions we try to respond to all applications personally, how
ever, due to the high volume of applications this is not always possible. If you have not heard back from us within 72 hours, please assume that your application has been unsuccessful on this occasion.
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