Senior Pensions Administrator - Propertey Transactions
To manage a portfolio of SSAS schemes with a focus on complex casework and commercial property transactions, ensuring technical accuracy, regulatory compliance, and high service standards.
The role acts as a senior technical point of contact within the SSAS team, providing mentoring support, quality oversight, and expertise in property-related pension activity.
Key Responsibilities
Portfolio Management
*Administer a portfolio of SSAS schemes, including complex and high-value arrangements.
*Act as primary contact for trustees, advisers, and professional third parties.
*Ensure all scheme records are maintained accurately and in line with HMRC and scheme requirements.
Property Transactions
*Manage end-to-end commercial property purchases and sales within SSAS.
*Liaise with solicitors, lenders, valuers, and managing agents.
*Review contracts, leases, rent schedules, and property reports.
*Monitor rent collection, VAT registration, and option-to-tax processes.
*Ensure compliance with connected party transaction rules and market value requirements.
Loanbacks & Complex Investments
*Administer and monitor loanback arrangements in line with HMRC requirements.
*Ensure security documentation and repayment schedules are compliant.
*Process non-standard investments where applicable.
Regulatory & Technical Oversight
*Ensure compliance with HMRC pension legislation and SSAS-specific rules.
*Monitor scheme funding, annual returns, and reporting obligations.
*Maintain robust audit trails and documentation standards.
*Support internal audits and regulatory reviews.
Risk & Governance
*Identify and escalate technical or regulatory risks.
*Ensure investments meet scheme and legislative requirements.
*Support trustees in understanding obligations and responsibilities.
Team Leadership & Development
*Provide mentoring and technical support to junior administrators.
*Assist with training delivery and knowledge sharing.
*Contribute to process improvement and system development initiatives.
Key Skills & Experience
Essential
*Strong technical knowledge of HMRC pension rules relating to SSAS.
*Demonstrable experience managing commercial property transactions within pension schemes.
*Experience with loanbacks and connected party transactions.
*Excellent stakeholder communication skills.
*High attention to detail and strong organisational skills.
Desirable
*Progress towards or completion of PMI/CII qualifications.
*Experience managing VAT-registered property within pensions.
*4+ years’ experience in SSAS administration.
*knowledge of trust law and trustee governance principles.
*Experience contributing to technical guidance or internal best practice documents.
Competencies
*Advanced technical knowledge
*Risk awareness and governance mindset
*Commercial understanding
*Stakeholder relationship management
*Coaching and leadership
*Problem-solving capability