Risk Manager
Birmingham, hybrid (3 days onsite)
£60,000 to £70,000 plus benefitsA great opportunity to join a fast-moving lender during a period of growth. This role suits someone who enjoys hands-on analytics, influencing credit strategy, and working directly with major retail partners.The Company
They are a well-established consumer finance provider supporting a range of high-profile retail portfolios. With new partnerships launching and strong investment in credit capability, this is a dynamic environment where you can make a visible impact. You will join a collaborative team known for long-term development and progression.The Role
* Manage credit risk performance across a key retail finance portfolio.
* Deliver analytics using SAS or SQL and support forecasting for bad debt and pricing.
* Use MI, CRA data, and third-party sources to produce actionable insight.
* Present recommendations to internal stakeholders and external partners.
* Identify optimisation opportunities across acquisition and portfolio strategy.Your Skills and Experience
* Strong experience in credit risk, retail lending, or portfolio analytics.
* Proficient in SAS or SQL with strong Excel skills; Python is beneficial.
* Confident interpreting MI and credit bureau data.
* Able to communicate insights clearly to stakeholders.What They Offer
* Salary between £60,000 and £70,000.
* Hybrid working with three days in Birmingham.
* Benefits package with flexible options and clear progression opportunities.