Senior Credit Risk Analyst
other jobs Harnham - Data & Analytics Recruitment
Added before 6 Days
- England,West Midlands,Solihull
- Full Time, Permanent
- £47,000 - £57,000 per annum
Job Description:
Senior Risk Analyst
Salary
£47,000-£57,000
Location + work pattern
Solihull (Birmingham) | Hybrid working (3 days per week in the office)
THE COMPANY*A UK consumer lender backed by a large international financial services group.
*Operates in a fast-moving, product-led environment with strong links to major retail partners.
*Known for combining scale, data access and governance with agile ways of working.
THE ROLE
This is a senior individual contributor role within a credit risk function supporting the launch and ongoing optimisation of a major new consumer finance product. You’ll play a key part in shaping acquisition and onboarding strategies while working closely with senior stakeholders across the business.Specifically, you can expect to be involved in:*Developing and enhancing acquisition, onboarding and credit policies across unsecured lending products.
*Building and refining scorecards, affordability models, limits and pricing strategies.
*Using bureau, internal and alternative data sources to inform risk decisions.
*Supporting end-to-end strategy delivery across the credit lifecycle, including exposure management and collections.
*Preparing and presenting analysis and recommendations to senior risk forums and committees.
YOUR SKILLS AND EXPERIENCE
*3+ years’ experience within credit risk, analytics or strategy in a consumer lending environment.
*Strong understanding of the UK credit market, ideally within unsecured lending products.
*Experience working with credit data to develop or support scorecards, policies or risk strategies.
*Confident stakeholder communicator, able to explain analytical outputs to non-technical audiences.
*Hands-on experience with SQL and/or SAS, with a willingness to learn new tools such as Python.
THE BENEFITS*Opportunity to work on a high-impact new product launch with access to large-scale, rich datasets.
*Fast-paced environment where ideas and strategy changes can be implemented quickly.
*Exposure to senior stakeholders and visible contribution to business performance.
*Supportive, collaborative team culture with strong knowledge sharing.
*Competitive salary and benefits package.
THE PROCESS*Initial short interview focused on role alignment and experience.
*Technical assessment and presentation exercise.
*Final competency-based interview, ideally held onsite.
HOW TO APPLY
Please register your interest via the apply link on this page.
Salary
£47,000-£57,000
Location + work pattern
Solihull (Birmingham) | Hybrid working (3 days per week in the office)
THE COMPANY*A UK consumer lender backed by a large international financial services group.
*Operates in a fast-moving, product-led environment with strong links to major retail partners.
*Known for combining scale, data access and governance with agile ways of working.
THE ROLE
This is a senior individual contributor role within a credit risk function supporting the launch and ongoing optimisation of a major new consumer finance product. You’ll play a key part in shaping acquisition and onboarding strategies while working closely with senior stakeholders across the business.Specifically, you can expect to be involved in:*Developing and enhancing acquisition, onboarding and credit policies across unsecured lending products.
*Building and refining scorecards, affordability models, limits and pricing strategies.
*Using bureau, internal and alternative data sources to inform risk decisions.
*Supporting end-to-end strategy delivery across the credit lifecycle, including exposure management and collections.
*Preparing and presenting analysis and recommendations to senior risk forums and committees.
YOUR SKILLS AND EXPERIENCE
*3+ years’ experience within credit risk, analytics or strategy in a consumer lending environment.
*Strong understanding of the UK credit market, ideally within unsecured lending products.
*Experience working with credit data to develop or support scorecards, policies or risk strategies.
*Confident stakeholder communicator, able to explain analytical outputs to non-technical audiences.
*Hands-on experience with SQL and/or SAS, with a willingness to learn new tools such as Python.
THE BENEFITS*Opportunity to work on a high-impact new product launch with access to large-scale, rich datasets.
*Fast-paced environment where ideas and strategy changes can be implemented quickly.
*Exposure to senior stakeholders and visible contribution to business performance.
*Supportive, collaborative team culture with strong knowledge sharing.
*Competitive salary and benefits package.
THE PROCESS*Initial short interview focused on role alignment and experience.
*Technical assessment and presentation exercise.
*Final competency-based interview, ideally held onsite.
HOW TO APPLY
Please register your interest via the apply link on this page.
Job number 3676715
Increase your exposure to recruiters with ProJobs
Thousands of recruiters are looking for you in the Job Master profile database, increase your exposure 4 times with a ProJob subscription
You can cancel your subscription at any time.
metapel
Company Details:
Harnham - Data & Analytics Recruitment
Company size: 250–499 employees
Industry: Recruitment Consultancy
Harnham are the global leaders in Data & Analytics recruitment.Harnham provides specialist Data & Analytics recruitment staffing services and talent s...