Analyst (Credit Finance)
other jobs Gold Group Ltd
Added before 2 Days
  • England,London,City of London
  • Full Time, Permanent
  • £55,000 - £65,000 per annum
Job Description:
Analyst / Senior Analyst (Credit Finance), London
c£55,000 - c£65,000 + Health Care, Pension, Discreationary Bonus
Structured lending team in London are in the market to recruit a credit experienced Analyst or Senior Analyst with strong Excel modeling skills.
Do you happen to have the following experience?
*Strong analytical background with experience in credit analysis, financial modelling, cashflow forecasting, structured lending?
*Advanced Excel modelling (cashflow modelling, scenario analysis, sensitivities, debt/equity structuring)?
*Experience assessing loan portfolios, real estate assets, or SME/mid-market borrowers?
*Have the ability to interpret financial statements, management accounts, and borrower data?
If you have answered yes to the above, this may well be a great time to join this bank who are looking for someone with your experience.

About the role:
*You will play a key analytical role in evaluating loan pool performance, assessing credit risk, building financial models, and supporting end-to-end transaction execution.
*This role is ideal for an analytically strong candidate with experience in credit analysis, financial modelling, cashflow forecasting, and portfolio monitoring.
*Conduct detailed credit assessment of loan portfolios, financial statements, cashflow trends, servicing data, and delinquency metrics.
*Build early warning indicators and monitoring frameworks to identify emerging risks within the pool.
*Build and maintain sophisticated Excel-based financial models to support back book assessment and forward cashflow analysis with appropriate stress test scenarios.
*Develop cashflow waterfalls for various pool structures and test sensitivities under multiple macroeconomic and performance assumptions.
*Modelling will need to support debt sizing, portfolio optimisation, and transaction economics.
*Conduct or support credit reviews for counterparties and underlying borrowers.
*Support the preparation of high-quality credit papers.
*Support end-to-end transaction execution including due diligence, structuring, internal approvals, and closing processes.
*Produce regular reporting packs with performance commentary, KPI tracking, covenant compliance, and risk metrics.
*Evaluate pool-level and loan-level (typically via cohort and vintages) data to support proactive risk management and re-underwriting.
If you are exploring the market, like the sound of the above and meet the criteria of what the role requires, please click on the Apply Button today.
Services advertised by Gold Group are those of an Agency and/or an Employment Business.
We will contact you within the next 14 days if you are selected for interview. For a copy of our privacy policy please visit our website.
Job number 3729851

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Company Details:
Gold Group Ltd
Company size: 50–99 employees
Industry: Recruitment Consultancy
Providing Technical & Professional Recruitment expertise across Engineering, IT,  Life Sciences & Pharma, Finance, and Construction. Gold Group Ltd ar...
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