Head of Underwriting
other jobs KFS Recruitment
Added before 6 Days
- England,South East,Hampshire
- Full Time, Permanent
- £100,000 - £120,000 per annum
Job Description:
Full job descriptionHead of Underwriting
Bridging and BTL Mortgages
Hampshire / Hybrid
Up to £120k
We are working with a Hampshire based lender, who are looking for a Head of Underwriting, to join the growing business.
What you’ll deliver
*Hold and exercise a significant personal lending mandate across Bridging and Specialist BTL cases
*Lead the end-to-end underwriting lifecycle for complex, time-critical transactions
*Ensure every bridging loan has a robust, credible and verified exit strategy
*Assess non-standard BTL cases including Ltd Co, HMO, MUFB and Expat structures
*Lead, develop and mentor a team of underwriters, embedding commercial but prudent decision-making
*Own underwriting performance against SLAs, speed-to-offer and quality metrics
*Act as a key member of the Credit Committee, presenting complex cases and influencing credit and risk policy
*Build strong relationships with brokers, solicitors and valuation partners
*Champion strong governance, regulatory compliance and excellent customer outcomes under SMCR
What you’ll bring
We’re looking for a confident, credible underwriting manager/leader who thrives in a fast-paced specialist lending environment:
*Proven experience in manual underwriting within Bridging and Specialist BTL lending
*Deep expertise in non-standard lending, including complex property and income structures
*Proven experience operating with delegated lending authority
*Strong understanding of FCA regulation across regulated and non-regulated lending
*Experience presenting cases to Credit Committees and influencing risk policy
*Demonstrable ability to lead, develop and motivate a specialist underwriting team
*Excellent stakeholder management skills across intermediary and professional panels
Benefits
*Competitive salary
*Performance bonus (based on individual and company performance)
*Generous contributory pension
*Life Assurance
*28 days’ holiday + option to buy/sell 5 days
*Additional paid volunteering day
*Private healthcare
*Gym discounts
*Season ticket travel loans (if applicable)
*A supportive, inclusive culture where your work has real impact
Bridging and BTL Mortgages
Hampshire / Hybrid
Up to £120k
We are working with a Hampshire based lender, who are looking for a Head of Underwriting, to join the growing business.
What you’ll deliver
*Hold and exercise a significant personal lending mandate across Bridging and Specialist BTL cases
*Lead the end-to-end underwriting lifecycle for complex, time-critical transactions
*Ensure every bridging loan has a robust, credible and verified exit strategy
*Assess non-standard BTL cases including Ltd Co, HMO, MUFB and Expat structures
*Lead, develop and mentor a team of underwriters, embedding commercial but prudent decision-making
*Own underwriting performance against SLAs, speed-to-offer and quality metrics
*Act as a key member of the Credit Committee, presenting complex cases and influencing credit and risk policy
*Build strong relationships with brokers, solicitors and valuation partners
*Champion strong governance, regulatory compliance and excellent customer outcomes under SMCR
What you’ll bring
We’re looking for a confident, credible underwriting manager/leader who thrives in a fast-paced specialist lending environment:
*Proven experience in manual underwriting within Bridging and Specialist BTL lending
*Deep expertise in non-standard lending, including complex property and income structures
*Proven experience operating with delegated lending authority
*Strong understanding of FCA regulation across regulated and non-regulated lending
*Experience presenting cases to Credit Committees and influencing risk policy
*Demonstrable ability to lead, develop and motivate a specialist underwriting team
*Excellent stakeholder management skills across intermediary and professional panels
Benefits
*Competitive salary
*Performance bonus (based on individual and company performance)
*Generous contributory pension
*Life Assurance
*28 days’ holiday + option to buy/sell 5 days
*Additional paid volunteering day
*Private healthcare
*Gym discounts
*Season ticket travel loans (if applicable)
*A supportive, inclusive culture where your work has real impact
Job number 3840959
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Company Details:
KFS Recruitment
KFS began its journey in January 2016. After working in the Financial Services Recruitment sector for 10 years, Kerry Stephens realised it was time to...