Lead Credit Risk Analyst
  • England,East Midlands,Leicestershire
  • Full Time, Permanent
  • £60,000 - £66,000 per annum
Job Description:
Full job description

Role Title
Lead Credit Risk AnalystSalary
£60,000-£66,000Location + work pattern
Leicester (1 day per week in office, occasional additional team days)THE COMPANY
This organisation is a well-established consumer lending business with a strong presence in the UK market. They operate a data-driven credit risk function focused on sustainable growth, innovation, and continuous improvement across their customer proposition.THE ROLE
This role sits within a growing credit risk team and focuses on developing and optimising lending strategies, particularly within credit limit management and customer portfolios. You will play a key role in strategic initiatives, working across teams to improve performance and customer outcomes.Specifically, you can expect to be involved in:*Developing and optimising credit risk strategies across existing customer portfolios (ECM)
*Leading projects focused on credit limit management and lending policy improvements
*Delivering portfolio analysis, MI reporting, and customer trend insights
*Supporting model implementation, including behavioural scorecards and decision systems
*Collaborating with wider teams to test, implement, and refine strategy changes
YOUR SKILLS AND EXPERIENCE*Proven experience within credit risk analytics in consumer lending (e.g. cards, loans, or mortgages)
*Strong background in ECM or acquisitions strategy, including lending policies or limit strategies
*Experience working on credit limit management or similar portfolio strategy initiatives
*Proficiency in SQL (or similar analytical tools)
*Strong communication skills, with the ability to present insights to both technical and non-technical stakeholders
THE BENEFITS*Clear progression opportunities within a growing analytics team
*Exposure to broad, high-impact strategic projects
*Collaborative environment with a strong focus on learning and development
*Flexible working structure with limited office requirements
THE PROCESS*Initial 30-minute interview
*Technical stage including coding task and presentation
*Final interview with additional technical discussion
*Offer!
HOW TO APPLY
Please register your interest via the apply link on this page.
Job number 3856687

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Company Details:
Harnham - Data & Analytics Recruitment
Company size: 250–499 employees
Industry: Recruitment Consultancy
Harnham are the global leaders in Data & Analytics recruitment.Harnham provides specialist Data & Analytics recruitment staffing services and talent s...
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