Full job descriptionIndependent Financial Adviser (IFA) – Ready-Made Client Bank | £40m AUM to Inherit
Location: Near Watford
Salary: Up to £65,000 DOE + Excellent Bonus & Validation Structure
Job Type: Full-Time | Permanent
Hybrid Working: Available after successful probation
Step into an Adviser role with an established client bank from day one.
If you’re an experienced Financial Adviser looking for quality clients rather than chasing leads, this could be the opportunity you’ve been waiting for.
A highly respected, independent financial planning firm near Watford has recently acquired a substantial client portfolio and is looking for an ambitious Adviser to take ownership of an existing bank of approximately 200 loyal clients with around £40 million in Assets Under Management.
With a strong support team behind you and a genuine long-term career path, you’ll be able to focus on what you do best—building trusted client relationships and delivering exceptional financial advice.
What’s on Offer?
*Ready-made client bank of approximately 200 clients
*Around £40 million AUM to service, retain and develop
*Salary up to £65,000 (DOE)
*Attractive bonus and validation structure
*Hybrid working following probation
*Full paraplanning and administrative support
*Join a friendly, collaborative and highly respected independent advice firm
*Genuine long-term career prospects within a growing business
The Role
As an Independent Financial Adviser, you’ll take responsibility for an established portfolio while continuing to build lasting relationships through outstanding advice and service.
Your responsibilities will include:
*Providing holistic independent financial advice across pensions, investments, retirement planning and protection
*Managing and developing an inherited client portfolio
*Conducting annual reviews and ongoing financial planning meetings
*Identifying opportunities for additional planning needs and referrals
*Working closely with an experienced paraplanning and administration team to deliver an outstanding client experience
*Maintaining accurate client records and ensuring all advice meets FCA and compliance standards
*Keeping up to date with legislative and regulatory developments
About You
We’re looking for an Adviser who enjoys building long-term client relationships and takes pride in delivering high-quality financial planning.
You’ll ideally have:
*Experience as an Independent Financial Adviser within an IFA or Wealth Management firm
*Strong technical knowledge across pensions, investments and protection
*Experience managing and growing existing client relationships
*Excellent communication and interpersonal skills
*A proactive and professional approach
*Strong organisational skills with excellent attention to detail
Qualifications
*Level 4 Diploma in Financial Planning (Essential)
*CAS Status preferred
*Advanced qualifications would be advantageous but are not essential
A Business That Invests in Its People
You’ll be joining a well-established advice practice with an experienced and supportive team comprising:
*4 Advisers
*Support Staff
*Dedicated Paraplanner
The business has built an excellent reputation for putting clients first while creating an enjoyable, collaborative working environment where Advisers are fully supported and encouraged to build long-term careers.
Technology
*Industry-leading back-office planning software
Why This Opportunity?
Opportunities to inherit a well-established client bank of this size don’t come along often.
Rather than spending your time prospecting, you’ll join a business that will provide you with an existing, engaged client base, comprehensive operational support and the autonomy to deliver exceptional advice while continuing to grow your career.
If you’re looking for a role where you can make an immediate impact and become part of a successful, growing independent financial planning firm, we’d love to hear from you.
For a confidential discussion, please contact Sam at Financial Divisions today.