Full job description

Credit Operations Analyst
London£50,000 to £70,000This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.The Company
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.The Role
You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.*Develop and enhance automated credit decisioning and underwriting logic
*Analyse lending performance and identify opportunities to improve accuracy and efficiency
*Collaborate with product, engineering, and credit teams to reduce manual processes
*Use customer and transactional data to inform lending decisions
*Support improvements in affordability assessment and decision frameworks
*Contribute to building a scalable, data-driven credit operation
Your Skills & Experience*Strong commercial experience in credit risk within a lending environment
*Experience working on underwriting, decisioning, or credit policy using data
*Strong SQL skills for data analysis and manipulation
*Ability to translate data insights into practical lending decisions
*Solid understanding of how credit decisions are made
*Exposure to affordability assessment or open banking data is beneficial
What They Offer*Salary between £50,000 and £70,000
*Share options
*Private medical insurance
*Statutory pension
*Opportunity to join a growing business with strong career development potential