Full job descriptionSENIOR ANALYST




SALARY UP TO £75,000 + BONUS


HYBRID WORKING (3 DAYS A WEEK IN-OFFICE)


LONDON


Harnham are working with a growing UK consumer lending business to recruit a Senior Analyst within their Credit Risk and Commercial Strategy function. This is an excellent opportunity to join a high-performing analytics team and play a key role in driving business growth, portfolio performance, and customer outcomes.
THE COMPANY
A well-established FinTech lender is continuing its growth journey following a period of strong business performance and investment. The organisation has built a reputation for delivering innovative consumer lending products and has recently launched new digital capabilities to support its expanding customer base. With a collaborative culture and ambitious growth plans, it offers employees exposure to a wide range of strategic initiatives and significant opportunities for career development.
THE ROLE
This role sits within a commercially focused analytics function and offers the opportunity to influence both lending strategy and business growth. You will use data-driven insights to optimise portfolio performance, support new product initiatives, and help shape the future direction of the lending business.
Specifically, you can expect to be involved in:
*Developing and optimising acquisition and existing customer lending strategies.
*Analysing portfolio performance, customer behaviour, affordability and credit risk metrics.
*Supporting pricing, product and profitability analysis across lending products.
*Leading strategic growth projects and identifying opportunities to improve commercial performance.
*Using data and analytics to enhance decision-making and support new product development.
SKILLS AND EXPERIENCE
The successful Senior Analyst must have the following skills and experience:
*Experience within consumer lending, credit risk, pricing, commercial strategy or portfolio analytics.
*Strong understanding of lending portfolios and customer strategy development.
*Advanced SQL skills and experience working with large datasets.
*Python or other coding experience would be beneficial.
*Strong analytical and problem-solving capabilities with the ability to communicate insights effectively.
*Numerate degree in a quantitative discipline such as Mathematics, Statistics, Economics, Engineering or a related subject.
BENEFITS
The successful Senior Analyst will receive a salary up to £75,000 as well as an annual bonus.