Full job description Our client is a well regarded and well capitalised investment management firm in the UK.
Description
My client is looking for Director of Residential & Commercial Real Estate Lending to lead the origination, structuring, and execution of property loans across the UK, with a focus on deal sizes between £1 million and £30 million. This role is ideal for a candidate with strong market relationships, deep credit expertise, and a hands-on approach to deal-making in the mid-market space.
Key Responsibilities:
Origination & Market Coverage
*Source and originate residential & commercial development, bridging, and investment loans across the UK.
*Maintain and grow a network of brokers, developers, family offices, and other introducers.
*Identify underserved market segments and develop tailored lending solutions.
Credit & Structuring
*Lead credit analysis, financial modelling, and risk assessment for new transactions.
*Structure bespoke lending solutions, including senior, mezzanine, and stretch senior facilities.
*Prepare and present detailed investment papers to the credit committee.
Execution & Portfolio Management
*Manage the full transaction lifecycle from term sheet to drawdown.
*Oversee third-party due diligence (valuations, legal, QS, etc.).
*Monitor ongoing loan performance and proactively manage risks and borrower relationships.
Strategic Input
*Contribute to the fund’s lending strategy and deployment targets.
*Provide market intelligence and competitor insights to inform pricing and risk appetite.
*Support the development of new lending products and underwriting frameworks.
Profile
Candidate Profile:
Experience:
*8-12+ years in real estate lending, structured finance, or private credit investing.
*Demonstrable track record of originating and executing residential and / or commercial loans in the £1m-£30m range.
*Strong understanding of UK planning, development, and residential and commercial real investment markets.
Skills & Attributes:
*Entrepreneurial mindset with a strong origination network.
*Excellent credit judgement and structuring capabilities.
*Confident communicator with strong negotiation and presentation skills.
*Comfortable working in a lean, fast-paced, and dynamic environment.
Qualifications:
*Degree in Finance, Real Estate, Economics, or a related field.
*CFA, ACA, MRICS, or similar qualifications are advantageous but not essential.
Job Offer
What We Offer:
*Competitive base salary and performance-linked bonus.
*Hybrid office environment, two days work from home and three days in the office or with clients.
*Opportunity to shape a growing lending platform with institutional capital.
*Flat structure with direct access to senior leadership and investment committee.
*Collaborative and entrepreneurial team culture.