Full job descriptionCREDIT RISK ANALYST
£35,000 - £45,000
East Midlands
This is an excellent opportunity for an analytically minded professional to join a growing credit risk function within a well-established consumer-facing business. You’ll gain exposure to a broad range of portfolio analytics projects, work alongside experienced credit risk professionals, and have a clear pathway into credit strategy as your career develops.


THE COMPANY
This organisation is a highly successful consumer business with an established lending and customer finance offering. They have built a strong reputation for using data and analytics to drive commercial decisions and improve customer outcomes.
Joining a close-knit credit risk team, you’ll benefit from direct exposure to senior stakeholders, varied projects, and a culture that places a genuine emphasis on learning, development, and internal progression.


THE ROLE
*Analyse new and existing customer portfolios to identify trends, risks, and opportunities
*Deliver regular reporting to support business decision-making
*Conduct deep-dive investigations into customer behaviour and portfolio performance
*Generate actionable insights and recommendations from data analysis
*Work closely with senior analysts and managers on a wide range of credit risk projects
*Support the development and optimisation of credit risk strategies over time
*Present findings and recommendations to key stakeholders across the business
*This role offers the opportunity to build strong technical and commercial skills while gaining exposure to strategic credit risk decisions within a supportive team environment.


YOUR SKILLS AND EXPERIENCE
*Strong commercial experience within analytics, credit risk, customer analytics, or a similar analytical function
*Proven ability to translate data into meaningful insights and business recommendations
*Strong SQL skills for data extraction, manipulation, and analysis
*Experience working with large datasets and producing clear, actionable reporting
*Background within financial services is preferred, although experience from telecoms, utilities, energy, or other data-rich industries will also be considered
*Degree educated in a quantitative, analytical, or related discipline
*Excellent communication and stakeholder management skills


SALARY AND BENEFITS
*Base salary of £35,000 - £45,000
*Hybrid working model
*Competitive pension scheme
*Generous holiday allowance
*Structured learning and development opportunities
*Clear progression pathway into Senior Analyst and Credit Strategy roles
*Exposure to high-impact projects across the wider credit risk function


HOW TO APPLY
Please register your interest by sending your CV to Rachael through the ’Apply’ link.