Full job descriptionRisk Manager
*Support the implementation and maintenance of the bank’s Enterprise Risk Management Framework (ERMF).
*Ensure risk management activities align with the bank’s Risk Appetite Statement.
*Monitor adherence to internal risk policies and procedures.
*Facilitate risk identification, assessment, and mitigation activities across business functions.
*Promote a strong risk culture and awareness throughout the organisation.
Risk Manager
*Conduct Risk and Control Self-Assessments (RCSAs).
*Monitor Key Risk Indicators (KRIs) and Key Control Indicators (KCIs).
*Analyse emerging risks and recommend mitigating actions.
*Review incidents, breaches, and near-miss events.
*Assess the effectiveness of internal controls.
Risk Manager
*Manage operational risk events and loss reporting.
*Perform root cause analysis on significant incidents.
*Monitor outsourced service provider risks.
*Support resilience planning and business continuity processes.
*Contribute to operational resilience frameworks.
Risk Manager
*Monitor lending portfolios and credit exposures.
*Assess concentration risks and sector vulnerabilities.
*Support stress testing activities.
*Review credit risk reports and portfolio performance metrics.
*Collaborate with Credit teams on policy improvements.
Risk Manager
*Ensure compliance with Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) requirements.
*Support governance committees including:
*Risk Committee
*Audit Committee
*Executive Risk Committee
*Prepare risk reports for senior management and board meetings.
*Assist with regulatory reviews and information requests.
Risk Manager
*Monitor customer outcomes and conduct risk indicators.
*Support Consumer Duty initiatives.
*Identify potential customer detriment risks.
*Assist with thematic reviews and regulatory assessments.
Risk Manager
*Participate in ICAAP and ILAAP processes.
*Conduct scenario testing and sensitivity analysis.
*Evaluate the impact of adverse economic conditions on business performance.
*Support capital and liquidity risk assessments.
Risk Manager
*Produce timely and accurate risk management information (MI).
*Develop dashboards and board reports.
*Present findings, trends, and recommendations to stakeholders.
*Escalate material risks and control weaknesses appropriately.
Risk Manager
*Partner with business units to ensure effective risk ownership.
*Provide guidance on risk-related matters and regulatory expectations.
*Build relationships with Compliance, Internal Audit, Finance, Credit, and Operations teams.
*Support risk training and awareness programmes.
Risk Manager
*5+ years’ experience within banking, financial services, or risk management.
*Strong understanding of risk management frameworks and governance.
*Experience with operational risk, enterprise risk, or credit risk management.
*Knowledge of FCA and PRA regulatory requirements.
*Experience conducting risk assessments and control reviews.
*Strong analytical and problem-solving skills.
*Excellent report writing and presentation abilities.
*Advanced Microsoft Excel and risk reporting capabilities.
Risk Manager
*Experience within retail, commercial, investment, or challenger banking.
*Knowledge of:
*Basel III / Basel IV
*ICAAP
*ILAAP
*Operational Resilience requirements
*Consumer Duty regulation
*Financial Crime controls
*Experience using risk management systems and GRC platforms.
*Previous exposure to board-level reporting.
Risk Manager
*Bachelor’s degree in Finance, Economics, Accounting, Business, Risk Management, or a related discipline.
Risk Manager
*Chartered Financial Analyst (CFA)
*Financial Risk Manager (FRM)
*Professional Risk Manager (PRM)
*ICA International Diploma in Risk Management
*Chartered Banker Institute qualifications
*Certificate in Operational Risk Management
Risk Manager
*Immediate in-person interviews
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